Polk City Homes with Deed Restrictions Community Features

Polk City Homes with Deed Restrictions Community Features

Welcome to Polk City, Florida – a hidden gem nestled in the heart of Polk County! Known for its serene landscapes and friendly atmosphere, Polk City offers a perfect blend of small-town charm and modern conveniences. With its picturesque parks, local shops, and vibrant community events, this city is a wonderful place to call home.

Polk City’s strategic location provides easy access to major highways, making it a breeze to explore nearby attractions, including the stunning lakes and recreational areas that Florida is famed for. Whether you enjoy boating, fishing, or simply soaking up the sun, Polk City has something for everyone. The city is also home to several annual events that celebrate its rich culture and community spirit, ensuring there’s always something exciting happening right around the corner.

For those seeking a home in this idyllic setting, consider the benefits of living in a community with deed restrictions. These thoughtfully designed neighborhoods are not only aesthetically pleasing but also foster a sense of pride and responsibility among residents. With guidelines in place to maintain property values and enhance the overall appeal of the community, you can enjoy peace of mind knowing your investment is protected.

Homes in these deed-restricted communities often feature well-manicured lawns, attractive architecture, and shared amenities that promote an active lifestyle. From community pools to walking trails, you’ll find plenty of opportunities to connect with your neighbors and enjoy the beautiful Florida weather.

Discover the warmth and charm of Polk City today – your dream home awaits!

Newest Polk City Homes with Deed Restrictions Community Features

$399,000
1 Beds ⋅ 1 Baths ⋅ Bay Lake Residence SubDv. ⋅ 33868 Zip Code
Virtually Staged. Welcome to resort-style Florida living in Bay Lake Resort, where this custom-built 2019 casita by Goldsmith Construction combines comfortable living, exceptional RV accommodations, and an active 55+ lifestyle. Thoughtfully designed as the perfect Florida home base, this 1-bedroom, 1-bath casita features a bright, open interior with high ceilings, neutral finishes, tile flooring, and abundant natural light. The kitchen offers granite countertops, stainless steel appliances, plentiful cabinetry, breakfast bar seating, recessed lighting, and an open layout that makes excellent use of the space. The private bedroom features a tray ceiling and walk-in closet, while the indoor laundry room provides additional cabinetry, a utility sink, and valuable storage. The real showstopper is the oversized screened RV port, designed to accommodate your RV! The fully screened port offers 60x16 feet to park or enjoy the outdoor space. Whether you're arriving home from months on the road or simply enjoying the Florida weather, this space was designed around the RV lifestyle. An additional screened outdoor living area with a built-in outdoor kitchen creates the perfect setting for morning coffee, evening cocktails, grilling with friends, or relaxing after a day on the lake. Paver surfaces, tropical landscaping, and a metal roof complement the home's Florida resort aesthetic. And at Bay Lake Resort, the lifestyle extends well beyond your property. This gated, golf-cart-friendly 55+ community offers a clubhouse, fitness center, community pool, organized activities and events, plus access to the lake with a private boat ramp, dock and boat slip opportunities. Whether your ideal day includes boating, staying active, spending time with neighbors, or heading out on your next RV adventure, there is plenty here to enjoy. Custom built. RV ready. Lake access. Resort amenities. This isn't simply a place to park between adventures, it's a Florida home base designed around the way you want to live.

3220 Fish Hawk Drive, Polk City
$519,000
2 Beds ⋅ 2 Baths ⋅ Mt Olive Shores North Add 04 SubDv. ⋅ 33868 Zip Code
Virtually Staged. MOTIVATED SELLERS! This home is a 2 bed/2 bath in the sought after community of Mt. Olive Shores North. A 55+ RV Community. This home was built in 2014 and has everything you would need to spend your winters or all year round. An open floor plan for the kitchen and living area is perfect for entertaining. The primary bedroom is located off of the living area with access to the extended living area in back of the house. This area is another great spot for entertaining with a beautiful view of the backyard. The primary bathroom includes a walk-in tub as well as a shower for convenience. The RV port is approximately 55x16. In addition to the garage is a carport for coverage of a second vehicle. The home was repainted in 2022 and has a beautiful front porch for relaxing in the evenings. The floors in the RV Port and the garage have been upgraded to include an epoxy coating for durability. The garage has its own mini-split for comfort during the summer months. The washer and dryer are included in the purchase and most TV's as well. Call for an appointment to see this beautiful home.

584 Meandering Way, Polk City
$395,000
1 Beds ⋅ 2 Baths ⋅ Bay Lake Residence SubDv. ⋅ 33868 Zip Code
Welcome to luxury Class A motorcoach living in Bay Lake Motorcoach Resort! This beautifully maintained custom casita, built in 2021, offers the perfect blend of comfort, style, and resort living. Sold fully furnished including all furniture, appliances, and fixtures this move-in-ready property allows you to start enjoying the Florida lifestyle from day one. Offering 819 sq. ft. of heated living space (1,048 sq. ft. under roof), the home features an open-concept living area, a well-appointed full kitchen, one spacious bedroom with a king-size bed, a private en-suite bath, and an additional full guest bathroom. Relax on the screened front porch with automatic roll-down screens while enjoying peaceful views of Lake Mattie, or unwind on the rear patio overlooking a tranquil pond. The oversized paver pad provides ample space for your Class A motorcoach, and the convenient lake access road makes parking and maneuvering your coach effortless. Bay Lake Motorcoach Resort is a gated, resort-style community designed exclusively for Class A motorcoach owners. Residents enjoy exceptional amenities, including a clubhouse, resort-style pool and spa, fitness center, social clubs, planned activities, and a welcoming community atmosphere. Whether you're looking for a seasonal retreat or a full-time residence, this exceptional property offers the perfect opportunity to experience Florida resort living at its finest.

3261 Fish Hawk Drive, Polk City
$345,000
1 Beds ⋅ 1 Baths ⋅ Mt Olive Shores North Add 04 SubDv. ⋅ 33868 Zip Code
Discover this charming 1-bedroom, 1-bathroom gem nestled in the highly desirable MT OLIVE SHORES community—an area known for its peaceful setting, friendly neighbors, and sought-after RV-lifestyle amenities. This well-maintained home delivers comfort, convenience, and the perfect blend of indoor and outdoor living. Step inside to an inviting layout featuring a bright, open living area seamlessly connected to the kitchen through a classic serving window, ideal for entertaining or effortless everyday flow. The kitchen offers excellent functionality with plenty of room to personalize. Outside, this property truly shines with multiple outdoor living options—a fully enclosed patio for year-round enjoyment plus a screened-in patio perfect for morning coffee, evening relaxation, or hosting guests. Parking and storage are a breeze with both a 1-car garage and a 1-car carport, offering flexibility for vehicles, hobbies, or seasonal items. Homes in this community are in high demand—don’t miss your chance to secure this fanta

389 Nolane Lane, Polk City
$650,000
2 Beds ⋅ 2 Baths ⋅ Mt Olive Shores North SubDv. ⋅ 33868 Zip Code
Welcome to carefree living in one of Central Florida's premier RV residential community. An active adult (55+) communities! This beautifully maintained 2-bedroom, 2-bathroom home offers 1710 plus sq. ft. of thoughtfully designed living space with tranquil, panoramic lake views. Property Highlights: The Living Space: An open floor plan enhanced by soaring tray ceilings, elegant plantation shutters, and ceramic tile throughout the main living areas, with plush carpeting in the primary bedroom. Primary Suite: Features two oversized closets with additional overhead cabinetry for exceptional storage. His and Hers closets that extend the full wall length. Guest Suite & Bath: The guest bathroom has been tastefully updated with a relaxing soaking tub while preserving the convenience of a walk-in shower. The guest room features a stunning view of the water! Outdoor Paradise: Enjoy your morning coffee from the enclosed lakefront Florida Room, or entertain from a separate screened lanai overlooking the water—perfect for outdoor cooking! Toy Hauler’s Dream: RV owners will love the massive, covered RV port and separate garage, providing rare and exceptional space for vehicles, hobbies, and storage. This owner keeps his fishing boat in the car garage and the car in the tandom car gargare fully enclosed with retractable screens. Incredible Upgrades & Peace of Mind: This property has been meticulously cared for with zero deferred maintenance. Enjoy a massive list of recent improvements: New Roof (2023) New front entry door & front entry pavers Water softener & Reverse Osmosis system In-duct air purifier & replacement hot water circulation pump New kitchen range & replacement lanai window Gutter guards & overhead carport fans Window tinting & solar sun screens Comprehensive exterior security camera system Resort-Style 55+ Amenities: Your HOA covers your lawn maintenance so you can spend your days enjoying a vacation lifestyle! Community amenities include: 2 Clubhouses 2 Swimming pools A full calendar of daily social activities Whether you're looking for a full-time residence or the ultimate Florida winter retreat, this lakefront gem is completely move-in ready. Schedule your tour today and start living the lifestyle RVers only dream of. It's waiting for you to enjoy keeping your RV right outside your door in it's own dedicated RV port, fully enclosed to protect it for the sun and weather, when you aren't out there traveling and living the RVer's dream. #FloridaRealEstate #LakefrontLiving #ActiveAdultCommunity #MoveInReady #RVLife #CentralFloridaHomes

492 Meandering Way, Polk City
$150,000
Bay Lake Residence SubDv. ⋅ 33868 Zip Code
Vacant buildable lot located in a desirable gated 55+ RV resort community, offering the perfect blend of comfort, security, and convenience. Residents enjoy resort-style amenities, including a heated pool and spa, fitness center, ballroom, billiard room, media center, craft room, coin-operated laundry, and a surround-sound movie theater, along with organized community activities. This lot is ideal for seasonal or full-time living, with the flexibility to park your RV or build your future retreat. Enjoy low-maintenance living in a well-kept neighborhood with easy access to shopping, dining, and local attractions. Just minutes away from all the attractions. A fantastic opportunity for snowbirds, investors, or anyone seeking a relaxed Florida lifestyle.

3316 Fish Hawk Dr, Polk City
$144,995
Bay Lake Residence SubDv. ⋅ 33868 Zip Code
Attention Class A RV Owners - THE PERFECT RV RESORT AWAITS YOU! A large paved RV Pad with a huge 14 x 20 Tiki Hut in the gated 55 and over community of Bay Lake Motorcoach Resort. Ideal for full-time living, snowbird or investment/rental. It's an easy stroll to the resort's beautiful clubhouse which features a large pool, spa, exercise room, card/game room, banquet room, kitchen, craft and theater rooms. Your large lot can accommodate an excellent Casita if you want to build one in the future. The large Tiki hut is a great place to sit and relax, getting away from the Florida Sun. It's the perfect place to enjoy cookouts. This lot provides a great tropical view of palms and water in the pond with a view of lake Mattie, behind this private lot. This property is the perfect place to entertain all your friends. This broad paved driveway has ample room to park your Class A or Super C up to 45 ft. motorcoach. RV/Marine lighted pedestal has 50 Amp, 30 Amp, 15 Amp and water connection next to a sewer connection, Don't miss the resort's unique boat dock for private use with a boat launch which provides access into Lake Mattie! Park your MOTORCOACH and relax in luxury. Conveniently located between Tampa and Orlando, this RV Pad offers you great space and a short drive to all central Florida and coastal attractions (20 miles to Disney and all Orlando parks, short distance to nearby airports and surrounding cities), plus golf, restaurants and shopping.

3254 Red Tail Hawk Drive, Polk City
$125,000
Bay Lake Residence SubDv. ⋅ 33868 Zip Code
Looking for a vacation spot for your RV in Central Florida? This large paved Pad with a Large Tiki Hut in the gated 55+ community of Bay Lake Motorcoach Resort. Ideal for full-time living, snowbird or investment/rental. It's an easy stroll to the resort's beautiful clubhouse which features a large pool, spa, exercise room, card/game room, banquet room, kitchen, craft and theater rooms. Your large lot can accommodate an excellent Casita if you want to build one in the future. The large Tiki hut is a great place to sit and relax, getting away from the Florida Sun. It's the perfect place to enjoy cookouts. This lot provides a great tropical view of palms and water in the pond with a view of lake Mattie, behind this private lot. The extra sized pavered driveway has ample room to park your Class A or Super C up to 45 ft. motorcoach. RV/Marine lighted pedestal has 50 Amp, 30 Amp, 15 Amp and water connection next to a sewer connection, Don't miss the resort's unique boat dock for private use with a boat launch which provides access into Lake Mattie! Park your MOTORCOACH and relax in luxury. Conveniently located between Tampa and Orlando, this RV Pad offers you great space and a short drive to all central Florida and coastal attractions (20 miles to Disney and all Orlando parks, short distance to nearby airports and surrounding cities), plus golf, restaurants and shopping.

3258 Red Tail Hawk Drive, Polk City
$149,000
Mt Olive Shores North Add 02 SubDv. ⋅ 33868 Zip Code
Come by and see this beautiful lot in the sought after community of Mt. Olive Shores North. The property is in a great location with a larger lot than others. Measuring approximately 76' x 122' long with a deep well for irrigation. Lush landscaping surrounds the patio area, great for entertaining. The community boasts two clubhouses with plenty of activities to keep you as busy as you would like. Call today to see this property and experience the spacious relaxing space.

368 Motorcoach Drive S, Polk City
$145,000
Mt Olive Shores North Add 02 SubDv. ⋅ 33868 Zip Code
Take a look at this beautiful lot in the sought after community of Mt. Olive Shores North. The property has brick pavers on the side of the lot with full hookups and a patio area with luscious landscaping and a well for irrigation. The community boasts two clubhouses with plenty of activities with a social committee to plan them for you. If you are ready to visit Florida for the winter months or build a home at this location, give us a call for your personal tour. Call for an appointment today!

357 Travelers Drive, Polk City
$159,000
Bay Lake Residence SubDv. ⋅ 33868 Zip Code
With mature landscaping and very close to the clubhouse, this paver pad is ready and waiting for you to make it your personal paradise! Priced at only $159,000 you wont be able to replicate this property for that price. Call today to schedule a showing! Bay Lake Motorcoach Resort is a Class A motorcoach resort offering incredible amenities. Owners and visitors can fill their days with activities and club outings or simply relax and enjoy the resort. Whether in search of community, travel, relaxation or recreation, Bay Lake is your home base for the Florida Lifestyle.

3166 Great Heron Loop, Polk City
$120,000
Mount Olive Shores Ph 01 SubDv. ⋅ 33868 Zip Code
Few opportunities like this surface in one of Central Florida's most established Class A motorhome communities. This generously sized concrete pad is engineered to handle any Class A motorhome, with room to simultaneously host up to two additional guest rigs — all serviced by 200-amp electrical and full RV utility hookups on both sides of the pad. The climate-controlled casita shed goes well beyond storage. Thoughtfully outfitted for day-to-day living, it includes a comfortable sitting area, mini refrigerator, television, ceiling fan, and a dedicated computer workspace. The full bathroom is equally well-appointed, with a washer and dryer, shower, toilet, sink, water heater, and exhaust fan. Step outside and the attached screened-in covered porch extends your living space even further — a natural spot for morning coffee, evening conversations, or simply enjoying the Florida air without the bugs. Whether you need a guest suite, a quiet home office, a hobby space, or simply a place to decompress — this casita delivers. The lot's oversized footprint leaves meaningful space for future improvements, including the addition of a manufactured home or an RV port — giving you the flexibility to evolve the property as your lifestyle and priorities shift over time. The annual HOA fee covers basic lawn care and common area upkeep, so the community stays sharp year-round without the burden falling entirely on individual owners. Sitting just 3.5 miles from I-4, Mount Olive Shores punches well above its weight on convenience. Tampa International, Orlando International, world-class medical centers, major retail corridors, and Central Florida's top attractions are all within roughly an hour's drive. The newly built 5,000-square-foot Community Center raises the bar for what RV community living can look like — featuring a full commercial kitchen, regulation-size shuffleboard and pool tables, dart boards, arcade games, a card room, library, vending area, and a covered BBQ lanai. A packed social calendar — bingo nights, karaoke, potluck dinners, holiday events, and more — means the community is genuinely alive, not just well-manicured. Mount Olive Shores is a deed-restricted community. Ownership or lease of a Class A motorhome is required during your first year of residency — a standard that protects the character and long-term value of the neighborhood. This is premium RV real estate in a community that has stood the test of time. Opportunities at this level don't wait.

5073 Shore Line Drive, Polk City
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