St Cloud (Narcoossee Road) Homes with Pond Frontage

St Cloud (Narcoossee Road) Homes with Pond Frontage

Welcome to St. Cloud, nestled in the heart of Osceola County, Florida, where the serene charm of small-town living meets the vibrant spirit of the Sunshine State. St. Cloud is renowned for its picturesque landscapes, friendly community, and rich history, making it an ideal location for families and individuals alike. One of the most enchanting features of this area is its stunning homes with pond frontage, offering a unique blend of tranquility and natural beauty.

Imagine waking up each morning to the gentle sounds of water lapping at your doorstep and the sight of shimmering ponds reflecting the Florida sun. These homes provide not just a residence but a lifestyle that embraces the outdoors. Whether you enjoy fishing, kayaking, or simply unwinding in your backyard while watching the sunset over the water, living on pond frontage offers endless opportunities for recreation and relaxation.

St. Cloud is conveniently located near major highways, making it easy to access the bustling attractions of Orlando while still enjoying the peace and quiet of suburban life. With excellent schools, parks, and a variety of dining and shopping options, this city is perfect for those seeking a balanced lifestyle.

Explore the charm of St. Cloud and discover your dream home with pond frontage, where every day feels like a vacation. Embrace the opportunity to live in a community that celebrates nature, connection, and the joys of Florida living. Your serene oasis awaits!

Newest St Cloud (Narcoossee Road) Homes with Pond Frontage

$369,980
4 Beds ⋅ 2 Baths ⋅ Southern Pines Ph 4 SubDv. ⋅ 34772 Zip Code
** Virtually Staged ** Nearly New with Premium Pond-View Residence in Sought-After St. Cloud Community — No CDD Fees Experience the ideal balance of contemporary luxury and peaceful living in this exceptional four-year-old home. Virtually new yet offered at a significant advantage over current new-construction pricing, this residence is situated in one of St. Cloud’s most desirable neighborhoods and features striking premium pond views that foster a sense of calm and privacy. An inviting open-concept floor plan seamlessly connects the gathering room, dining area, and gourmet kitchen, creating an expansive atmosphere well suited to both entertaining and everyday living. The kitchen is appointed with a substantial center island, stainless-steel appliances, elegant granite countertops, and generous workspace for culinary pursuits. Recent updates ensure move-in readiness, including brand-new carpeting in all bedrooms and fresh interior paint throughout. Durable tile flooring extends through the foyer, great room, kitchen, and wet areas, combining practicality with timeless appeal. The thoughtfully designed layout provides four spacious bedrooms and two full bathrooms. The private primary suite, positioned at the rear of the home, overlooks the tranquil pond and includes an en-suite bath with dual-sink vanity, walk-in closet, and luxurious shower. Three additional bedrooms near the foyer offer flexibility for family, guests, or a home office. Outdoor living is enhanced by a covered lanai, ideal for enjoying morning coffee or evening gatherings while taking in the picturesque pond vistas. Structural upgrades, including the lanai, complement the refined finishes of the Canvas Signature Collection – Overture, characterized by its modern aesthetic of crisp whites and deep grays. This rare opportunity to acquire a nearly new home in a prime St. Cloud location places you near parks, lakes, and the many amenities of Central Florida—without the burden of CDD fees. Contact us today to schedule your private tour—your dream home with pond-view tranquility awaits!

486 Pine Tree Bridge Trail, St Cloud
$439,900
5 Beds ⋅ 3 Baths ⋅ Stevens Plantation SubDv. ⋅ 34772 Zip Code
Waterfront Pool Home in Desirable Stevens Plantation! Welcome to this 5-bedroom, 3-bath waterfront pool home located in the highly sought-after Stevens Plantation community in Saint Cloud. Designed with both comfort and functionality in mind, this spacious home is full of potential and needs a little TLC. Step inside to find a formal living room and dining room, ideal for entertaining or hosting family gatherings. The heart of the home is the open-concept kitchen, featuring a large center island, abundant cabinetry, and a seamless view of the family room and sparkling pool, all overlooking the tranquil water. The first floor includes a private bedroom and full bathroom, making it an excellent space for guests, extended family, or a home office. Relax in your screened pool while enjoying peaceful water views, creating your own private backyard retreat. Conveniently located just minutes from Florida's Turnpike, this home is within walking distance to Walmart, restaurants, shopping, and everyday conveniences. Plus, you're only 23 miles from Orlando International Airport and the Lake Nona Medical City, offering easy access to world-class healthcare, dining, and entertainment. Don't miss this incredible opportunity to own a waterfront pool home in one of Saint Cloud's most desirable communities. Schedule your private showing today!

3767 Cedar Hammock Trail, St Cloud
$330,000
2 Beds ⋅ 2 Baths ⋅ Northwest Lakeside Groves Ph 1 SubDv. ⋅ 34772 Zip Code
One of Twin Lakes' most beautifully upgraded carriage homes, this exceptional Daytona model is perfectly positioned on a PREMIUM POND-FRONT HOMESITE, offering peaceful water views, outstanding indoor-outdoor living, and an impressive collection of builder and owner upgrades that set it apart from other Daytona carriage homes. From the moment you step inside, you'll appreciate the attention to detail, including crown molding throughout the main living areas, upgraded lighting, a stained-glass accent window, a retractable front screen door, and an open, light-filled floor plan designed for comfortable everyday living and effortless entertaining. The spacious great room is enhanced by a BUILT-IN SURROUND SOUND HOME THEATER SYSTEM, creating the perfect setting for movie nights or gathering with friends. The beautifully appointed kitchen is the heart of the home, featuring quartz countertops, a stainless farmhouse sink, upgraded appliances, under-cabinet lighting and upper-cabinet lighting, abundant cabinetry, and a large island that flows seamlessly into the dining and living areas. The primary suite offers a peaceful retreat with tranquil pond views, a custom-designed walk-in closet, and a beautifully upgraded ensuite bath featuring illuminated touch mirrors, including an integrated media mirror that adds a touch of everyday luxury. Step outside to what may become your favorite room of the house. The EXTENDED SCREENED LANAI was designed for true Florida living, complete with a SUMMER KITCHEN, outdoor television, motorized shades, and plenty of space to relax, dine, and entertain while overlooking the peaceful pond. Additional features include a whole-house attic fan, ceiling fans throughout, an oversized laundry room with utility sink and upper and lower cabinetry, and added peace of mind with a 7,000-WATT GENERATOR INCLUDED and a professionally installed generator connection already in place. Located within the gated 55+ Twin Lakes community, residents enjoy exceptional amenities including multiple pools including a resort lagoon pool, lakefront clubhouse, fitness center - men/women steam room and sauna, pickleball, basketball and tennis courts, walking trails, fishing, lake access - pontoon boat, john boat and kayak rentals, pavillion with kitchen and lounge area with a TV and fireplace, and a vibrant calendar of social activities—all while enjoying a low-maintenance lifestyle. Every detail has been thoughtfully selected to create a home that's as functional as it is beautiful. If you've been waiting for an exceptional carriage home with premium pond views and upgrades that truly stand apart, you've just found it.

2495 Datura Loop, St Cloud
$399,000
4 Beds ⋅ 2 Baths ⋅ Hanover Lakes Ph 4 SubDv. ⋅ 34772 Zip Code
Virtually Staged. Welcome home to this four bedroom two bathroom waterfront home in the desirable community of Hanover Lakes. Designed with an open floor plan, the living spaces flow effortlessly together while large windows fill the home with natural light. The kitchen overlooks the main living area and features an island with breakfast bar seating, tile backsplash, stainless steel appliances, and a casual dining space. The private primary suite offers a spacious walk-in closet and an en suite bathroom with dual sinks and a large walk-in shower. Three additional bedrooms share a full bathroom, providing plenty of room for family or guests. Enjoy waterfront living with access to the community's private boat dock leading to Alligator Lake and the Alligator Chain of Lakes, offering approximately 5,500 acres for boating, fishing, and exploring. Residents also enjoy a community pool and playground. Conveniently located in the growing city of St. Cloud, you'll appreciate the peaceful setting while being just minutes from shopping, dining, and everyday conveniences.

5059 Tibet Court, St Cloud
$625,000
3 Beds ⋅ 3 Baths ⋅ Twin Lakes Ph 2c SubDv. ⋅ 34772 Zip Code
Discover Your Oasis of Comfort in Twin Lakes. This charming 3-bedroom/3-bath HOME offers the perfect blend of tranquility and convenience. Featuring three spacious bedrooms and three well-appointed bathrooms. Designed with modern upgrades. Step inside to find an inviting ambiance enhanced by 7-inch crown molding and tray ceilings. And Plantation Shutters throughout! As you enter the spacious hallway leading to the open kitchen, living room, and breakfast nook. You are greeted with a screened lanai with a relaxing water view. The gourmet kitchen boasts upgraded light wood cabinetry with crown molding, a custom backsplash, quartz countertops with a generously sized island, an extra-large sink, gas cooktop, double ovens, and a custom hood. A spacious walk-in pantry and an upgraded laundry room. The open-concept living area flows seamlessly to a lanai with cornerless sliding doors. The oversized first-floor primary bedroom comes with a view: elegant Tray ceilings/dual fans, and Sunburst Plantation Shutters. The primary has an ensuite bathroom and walk-in closet. The primary bathroom has dual sinks and quartz countertops, a seamless glass shower with a high-end faucet, dual shower heads, including a rain shower, and a custom tile bench. Amenities include a resort-style pool, a lap pool and a 3rd pool on the villa side. There is also a 20,000 square foot Gorgeous Clubhouse, state-of-the-art fitness center, Flex room, Tennis Courts, Putting Green, Walking Trails, Pickle Ball Court, Fishing, and Pontoon Boats and Jon boat to use on Live Oak Lake! The community has many active and socializing activities to keep you VERY busy!! All of this in a GREAT gated community located in Central Florida close to Lake Nona Medical City, Orlando, Orlando International Airport, Theme Parks, and Brevard Beaches! Don’t miss the chance to own this exceptional property that beautifully blends luxury, security, and functionality. Experience the vibrant lifestyle that Twin Lakes will give you Owner Upgrades: Sunburst Plantation Shutters throughout home. $9,000 Indoor Motorized Roller Shade w/rechargable Motor. $2000. Outdoor Motorized Roller Light Filtering Shade $2300 Epoxy Garage Floor - Lifetime Warranty $4200 Spring Well Water Filtering System $2500 Subwoofer for Surround Sound $300 Screening for Lanai $3400 Mounted TV for Lanai $500

2680 Redblush Terrace, St Cloud
$484,888
5 Beds ⋅ 2 Baths ⋅ Keystone Pointe Ph 3 SubDv. ⋅ 34772 Zip Code
PRIVATE. UPDATED. MOVE-IN READY. Welcome to this beautifully upgraded 5-bedroom, 2-bath single-story ranch home, ideally situated on one of the community's most desirable premium corner homesites. Surrounded by a tranquil pond and conservation area with no front, rear, or side neighbors, this exceptional property offers a rare combination of privacy, comfort, and modern living. Step inside to discover a bright, open floor plan that lives much larger than its square footage, thoughtfully designed for both everyday living and entertaining. The highly desirable split-bedroom layout provides excellent separation between the spacious primary suite and the secondary bedrooms, creating comfort and privacy for family members and guests alike. Enjoy the convenience of single-story living with no interior stairs, offering easy, functional living for every stage of life. Designed for both beauty and peace of mind, this home has been extensively updated with light modern designer finishes throughout, fresh interior and exterior paint, a replaced roof, and a replaced HVAC system, allowing you to move in and start enjoying your new home from day one. Elegant lighting, stylish fixtures, and quality finishes enhance the home's inviting atmosphere. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect gathering space for entertaining or relaxing. Step outside to the oversized screened lanai featuring a spa, where you can unwind while enjoying peaceful pond and conservation views in your own private backyard retreat. Conveniently located just minutes from Florida's Turnpike, Lake Nona, Medical City, shopping, dining, schools, and Central Florida's renowned attractions, this move-in-ready home delivers the perfect balance of privacy, thoughtful design, modern updates, and everyday convenience. Opportunities like this are rare—schedule your private showing today and experience everything this exceptional home has to offer.

3014 Sand Stone Circle, St Cloud
$370,000
4 Beds ⋅ 2 Baths ⋅ Esprit Ph 3b SubDv. ⋅ 34772 Zip Code
*Brand new roof 7/2026!* Welcome home to this beautiful 4-bedroom, 2-bath residence in the highly desirable Esprit community of St. Cloud, offering peaceful pond views and an exceptional blend of comfort, style, and convenience. This thoughtfully designed split-bedroom floor plan provides privacy for the spacious primary suite while offering generously sized secondary bedrooms. The home features soaring 10-foot ceilings, elegant granite kitchen countertops, 42-inch cabinetry, a large center island, and an open-concept layout that's perfect for entertaining and everyday living. Retreat to the deluxe primary bathroom featuring a relaxing garden tub, and enjoy the convenience of a spacious 3-car garage plus attic decking for additional storage. Step outside to your fully fenced backyard, where you can unwind with your morning coffee while overlooking the tranquil pond—a perfect setting to relax and enjoy Florida living. Esprit embraces its motto of "Celebrating Small Town Life" while offering outstanding community amenities, including: • Community pool • Tot lot/playground • Walking trails Ideally located just minutes from Lake Tohopekaliga (Lake Toho) and East Lake Tohopekaliga, residents enjoy world-class bass fishing, bird watching, boating, and outdoor recreation. With easy access to Florida's Turnpike, commuting to St. Cloud, Kissimmee, Lake Nona, Orlando International Airport, and Downtown Orlando is quick and convenient. This home combines location, upgrades, and value in one incredible package. Priced to sell—schedule your private showing today before this opportunity is gone!

3505 Sprite Lane, St Cloud
$400,000
4 Beds ⋅ 2 Baths ⋅ Buena Lago Ph 4 SubDv. ⋅ 34772 Zip Code
Built in 2025 and loaded with upgrades, this stunning 4-bedroom, 2-bathroom home offers modern living with peaceful pond views and no rear neighbors. Enjoy relaxing mornings and breathtaking sunrises from the covered back porch overlooking the water. Inside, the open-concept design seamlessly connects the living room, dining area, and kitchen, creating the perfect space for entertaining and everyday living. Upgrades include tile flooring throughout, a picture window that fills the living area with natural light, and French doors leading to the backyard and tranquil pond views. The chef-inspired kitchen is both beautiful and functional, featuring quartz countertops, stainless steel appliances, a spacious center island, a dedicated coffee bar, and a walk-in pantry complete with custom built-ins for exceptional organization and storage. Privately situated at the rear of the home, the primary suite serves as a peaceful retreat with pond views and an impressive walk-in closet featuring custom built-ins designed to maximize organization and storage. The ensuite bathroom offers dual vanities and a separate shower, creating a comfortable and private space to unwind. Three additional bedrooms provide flexibility for guests, family, or a home office, while the dedicated laundry room adds everyday convenience. The home also includes smart home technology, allowing you to conveniently control and monitor key features from your smart devices. Residents enjoy access to fantastic community amenities including a resort-style pool, and playground, all with a low HOA. Conveniently located in a growing Central Florida area with easy access to major roadways, shopping, dining, parks, and Downtown Orlando, this move-in ready home offers the perfect blend of comfort, convenience, and modern style.

5087 Tana Terrace, St Cloud
$460,000
4 Beds ⋅ 3 Baths ⋅ Whaleys Creek Ph 1 SubDv. ⋅ 34772 Zip Code
Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, with LOW HOA AND NO CDD, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining* Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.* Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area.* The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining.* This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 ROOF, NEW VINYL FENCING, reverse osmosis drinking water system, and a WHOLE-HOME softener/purification system.* Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communitie within minutes to Florida Turnpike making easy commutes to the Airport, Tampa, Amusement Parks and Downtown Orlando.

3699 Moca Drive, St Cloud
$385,000
4 Beds ⋅ 2 Baths ⋅ Sawgrass Unit 1 SubDv. ⋅ 34772 Zip Code
Watch Spectacular Sunsets from this Waterfront & Conservation, ¼+ Acre Homesite. The expansive backyard offers plenty of room for outdoor activities, entertaining, or simply enjoying the peaceful natural surroundings. Inside the heart of the home is the spacious gourmet kitchen, featuring a Double Oven, granite countertops, bar seating, stainless steel appliances, and beautiful 42-inch cabinets with soft-close doors—perfect for everyday living and entertaining alike. Major updates provide added value and efficiency, including a NEW A/C system and NEW Hot Water Heater installed in March. Newer Modern Front door with custom Storm door with movable window. The Master suite showcases vaulted ceilings, elegant French doors, and a large walk-in closet. The Master bath features dual sinks, a relaxing garden tub, and a separate walk-in shower. Step outside to the huge screened-enclosed porch, an ideal space for relaxing year-round while overlooking the tranquil water and conservation area. Additional conveniences include an indoor laundry room, a Ring doorbell, and exterior security lighting for added comfort and security. In addition, a 2 Car Garage with side entry door and sidewalk. With stunning views, quality upgrades, and an abundance of indoor and outdoor living space, this home offers a rare opportunity to enjoy Florida living at its finest. Schedule your private showing today!

3338 Gator Bay Creek Boulevard, St Cloud
$386,900
4 Beds ⋅ 2 Baths ⋅ Fawn Meadows At Deer Creek Ph 1 SubDv. ⋅ 34772 Zip Code
Virtually Staged. Welcome to this spacious and versatile home located in the desirable Saint Cloud! A large driveway provides plenty of parking with room for up to 6 vehicles in addition to the attached 2-car garage. The inviting front porch offers the perfect place to relax and enjoy the neighborhood. Inside, you’ll find split dens that provide flexible space for a home office, playroom, media room, or additional living areas to fit your needs. The kitchen features granite countertops, bar-top seating, and an open layout overlooking the living room, making it ideal for both entertaining and everyday living. The primary suite offers direct access to the expansive sunroom, creating a private retreat with peaceful pond views. The primary bathroom includes dual vanities and separate walk-in closets for added convenience and storage. Enjoy year-round relaxation in the large sunroom overlooking the scenic retention pond. Conveniently located near Saint Cloud’s popular outdoor attractions including Lakefront Park and East Lake Tohopekaliga, where you can enjoy boating, fishing, walking trails, and beautiful waterfront sunsets.

2091 Fawn Meadow Circle, St Cloud
$459,900
5 Beds ⋅ 4 Baths ⋅ Indian Lakes SubDv. ⋅ 34772 Zip Code
Located in the highly sought-after Indian Lakes community with peaceful pond views, this spacious 5-bedroom, 4-bath home offers a versatile layout with the majority of the living space conveniently located on the first floor. The main level features four bedrooms, three full bathrooms, and two separate living areas, while upstairs a private loft retreat creates a third living space along with the fifth bedroom and fourth full bath, ideal for guests, older children, or a quiet escape within the home. The remodeled kitchen offers modern finishes and generous space for daily living and gatherings. Just off the kitchen and adjacent to the lanai, a charming breakfast nook provides the perfect spot for casual dining while overlooking the water. Formal living and dining areas offer even more room for entertaining. The primary suite is a true retreat with two separate vanities, his and hers walk-in closets, a large soaking tub, and a spacious separate shower. The oversized screened and roof-covered lanai creates an inviting outdoor living space perfect for morning coffee, relaxing evenings, family gatherings, and entertaining while taking in the tranquil pond views. With community amenities that include a pool and tennis courts, this Indian Lakes home offers exceptional space, comfort, and lifestyle in one of the area's most desirable neighborhoods.

1043 Chamberlin Trail, St Cloud
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